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Jeff Scholnick Speaks to Consumer Bankruptcy Section of the MSBA
On Thursday, October 23, 2014, Jeff Scholnick spoke on the subject of “Dealing with Student Loans, Inside and Outside of Bankruptcy.” He spoke specifically to the Consumer Bankruptcy Section of the Maryland State Bar Association. The talk took place in Baltimore on E. Lombard Street and was aired via video conference to a location in…
Read MoreDebt Collector: Spanish Version
Video: Debt Collector
If you are being sued by a debt collector, make them prove their case! Part Two
Recently, I have successfully defended two defendants in debt collection cases involving old credit card bills. In each case, my clients (the defendants) either did not remember ever creating the debt or being serviced with the suit papers. In both cases we reached favorable outcomes because we demanded strict proof that could not be provided…
Read MoreSi usted está siendo demandado por un cobrador de deudas, hágale demostrar su caso! Parte 2
Recientemente, yo he defendido con éxito a dos acusados en casos de cobro de deudas involucrando facturas de tarjetas de crédito viejas. En cada uno de los casos, mis clientes (los acusados), una de dos, o no recordaban haber generado la deuda o haber sido notificados con los papeles de la demanda. En ambos casos,…
Read MoreSi usted está siendo demandado por un cobrador de deudas, hágale demostrar su caso! Parte 1
Recientemente, yo he defendido con éxito a dos acusados en casos de cobro de deudas involucrando facturas de tarjetas de crédito viejas. En cada uno de los casos, mis clientes (los acusados), una de dos, o no recordaban haber generado la deuda o haber sido notificados con los papeles de la demanda. En ambos…
Read MoreIf you are being sued by a debt collector in Maryland, make them prove their case! Part One
Recently, I have successfully defended two defendants in debt collection cases involving old credit card bills. In each case, my clients (the defendants) either did not remember ever creating the debt or being serviced with the suit papers. In both cases we reached favorable outcomes because we demanded strict proof that could not be provided…
Read MoreNO FIRME CONJUNTAMENTE UN PRESTAMO DE ESTUDIANTE O UN PRESTAMO DE AUTOMOVIL
Si usted es un padre de familia y su hijo va a ir a la Universidad, usted querrá ayudar a su estudiante durante sus años formativos. Sin embargo, resista al deseo de firmar conjuntamente los préstamos de estudiante de su hijo. Aquí tiene la razón: De aquí a 5 o 10 años, cuando su hijo…
Read MoreIf you have Federal Loans, what is an IBR, PAYE or ICR?
If you have Federal Student Loans, you may know that IBR means Income Based Repayment. You may also have heard of the PAYE Program, which stands for Pay As You Earn. Or, if you have an older Federal Student Loan, you may have heard of ICR which is the abbreviation for Income Contingent Repayment. These…
Read MoreDON’T COSIGN ON THAT STUDENT LOAN OR CAR LOAN DEBT!!
If you are a parent and your child is going off to college, you will want to help your student through these formative years. However, resist the urge to co-sign on you child’s student loans. Here is the reason- 5 or 10 years from now, when you child is between jobs and cannot make the…
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