The Public Service Student Loan Debt Forgiveness Program – Many Qualify & Are Not Aware
Do you have Federal Student Loans? You may qualify for a Forgiveness Program and not even be aware of your eligibility. Here are some basic rules: 1. This only applies to Federal loans. If you have private loans, the creditor may have programs for forgiveness, but probably nothing like this. Do you know if your…
Read MoreFundacion ARCE
On December 27, 2014, Jeff Scholnick joined Fundaciόn ARCE for a Christmas lunch dedicated for children who are without parents with an emphasis on the Latino community. Jeff Scholnick came together with Janet Arce, the director of Fundacion ARCE and Centro de Apoyo. The children had a chance to remember what it’s like to have a nice Christmas with…
Read MoreCan I file Bankruptcy if I have an ITIN?
Bankruptcy laws don’t require a legal status or U.S. citizenship for a debtor in order to file for Bankruptcy. The U.S. Code, in its title 11 for Bankruptcy, chapter 1 § 109 titled “Who May be a debtor” states that: (a) Notwithstanding any other provision of this section, only a person that resides or has a…
Read More¿Puedo aplicar para bancarrota si tengo un ITIN?
Las leyes sobre Bancarrota no hacen mención de que el deudor necesite tener un estatus legal o ser ciudadano de los Estados Unidos para poder aplicar para una petición de Bancarrota. El Código de los Estados Unidos en su titulo 11 sobre Bancarrota, Capítulo 1, § 109 titulado “Quien puede ser un deudor” establece que:…
Read MoreHow a lawyer who speaks Spanish can make a difference
I have always believed that I could help the Immigrants in the Baltimore Latino community by speaking Spanish. Therefore, I have spent the last five years studying Spanish on a daily basis. Here is an important example of why this is can be so helpful to my clients. I have a client from Honduras. He…
Read More5 Considerations to Make about Social Security Benefits
There are some important considerations that you must evaluate when determining when to apply for your Social Security Retirement benefits. (These are different than the factors in determining when you should apply for Disability benefits or Supplemental Security Income.) Social Security Retirement benefits are generally determined by the number of years you paid into the…
Read MoreJeff Scholnick to speak at MSBA Mid-Year Convention in February
Jeff Scholnick has been selected in a contest of first-time participants to be a featured speaker for the Mid-Year Convention for the Maryland State Bar Association in Punta Cana, Dominican Republic. He will speak on the subject of “Dealing with Student Loans, Inside and Outside of Bankruptcy.” The event will take place February 14-21 of…
Read MoreJeff Scholnick Speaks to Consumer Bankruptcy Section of the MSBA
On Thursday, October 23, 2014, Jeff Scholnick spoke on the subject of “Dealing with Student Loans, Inside and Outside of Bankruptcy.” He spoke specifically to the Consumer Bankruptcy Section of the Maryland State Bar Association. The talk took place in Baltimore on E. Lombard Street and was aired via video conference to a location in…
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