Posts Tagged ‘Towson Bankruptcy’
If you are being sued by a debt collector, make them prove their case! Part Two
Recently, I have successfully defended two defendants in debt collection cases involving old credit card bills. In each case, my clients (the defendants) either did not remember ever creating the debt or being serviced with the suit papers. In both cases we reached favorable outcomes because we demanded strict proof that could not be provided…
Read MoreIf you are being sued by a debt collector in Maryland, make them prove their case! Part One
Recently, I have successfully defended two defendants in debt collection cases involving old credit card bills. In each case, my clients (the defendants) either did not remember ever creating the debt or being serviced with the suit papers. In both cases we reached favorable outcomes because we demanded strict proof that could not be provided…
Read MoreIf you have Federal Loans, what is an IBR, PAYE or ICR?
If you have Federal Student Loans, you may know that IBR means Income Based Repayment. You may also have heard of the PAYE Program, which stands for Pay As You Earn. Or, if you have an older Federal Student Loan, you may have heard of ICR which is the abbreviation for Income Contingent Repayment. These…
Read MoreDON’T COSIGN ON THAT STUDENT LOAN OR CAR LOAN DEBT!!
If you are a parent and your child is going off to college, you will want to help your student through these formative years. However, resist the urge to co-sign on you child’s student loans. Here is the reason- 5 or 10 years from now, when you child is between jobs and cannot make the…
Read MoreHere are a couple of rules to remember when you are considering Student Loans
If you are a young student caught up in the excitement of going off to college, your hubris may prevent you from seeing the implications of the Student Loans for which you are applying. So, remember these two rules and let them guide you in your decision: 1. Only get Federal Loans; do not sign…
Read MoreWhat if I become delinquent on my Federal Student Loans?
Fortunately, if you have Federal Student Loans, you will have options to deal with your delinquency. However, you will need help from an attorney versed in these options to overcome these problems. First, you will need to cure this default. There are two ways to do this: Consolidation and Rehabilitation. Both of these methods will improve…
Read MoreLo Que La Bancarrota Puede Hacer y No Puede Hacer
Lo Que La Bancarrota Puede Hacer La declaración de bancarrota puede: Detener toda la actividad de colección – acreedores ya no pueden llamar o escribir, los juicios pendientes y / o embargos de salarios se detienen. Detener procedimientos de ejecución hipotecaria Prevenir recuperación de un automóvil o de otros bienes, y en algunos casos, obligan…
Read More¿Que Es Capítulo 7 De Bancarotta?
Hay dos formas diferentes de bancarrota disponibles para las personas con deudas de los consumidores. El primero de ellos es un Capítulo 7 – conocido como “bancarrota directa” o liquidación. Es el tipo más frecuentemente seleccionado de la bancarrota de los deudores, ya que ofrece una manera rápida y barata de obtener un nuevo comienzo…
Read MoreBancarrota- La diferencia entre Capitulo Siete y Capitulo Trece
Cuando clientes vienen a mi oficina para una cita sobre bancarrota, todos quieren archivar una caso de capítulo siete. Todos quieren archivar un capitulo siete porque esta fácil y rápido. Al igual, que sus cuentas pueden ser eliminadas aproximadamente en seis meses. Sin embargo, hay tres razónes en la cual usted necesita archivar una capítulo trece: 1. Si ingreso…
Read MoreNice words from a client about my office
Jeff, Just this week, I finished up a bankruptcy for a client who had a lot of worries (understandably and correctly) before she filed for Chapter 7 relief. She had many questions and deserved extra time for answers to the issues she raised. Now that we are finished, I received the following email that I…
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