Applying for a Driver’s License for Undocumented Immigrants in Maryland

According to the Maryland Motor Vehicle Administration’s website (MVA), the new law allows undocumented immigrants to obtain a driver’s license when they have an identity document such as a valid current foreign passport, Maryland Income taxes for the preceding two years and two residency documents. Please see my earlier blog entry about this new law,…

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If you are being sued by a debt collector, make them prove their case! Part Two

Recently, I have successfully defended two defendants in debt collection cases involving old credit card bills.  In each case, my clients (the defendants) either did not remember ever creating the debt or being serviced with the suit papers. In both cases we reached favorable outcomes because we demanded strict proof that could not be provided…

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If you have Federal Loans, what is an IBR, PAYE or ICR?

If you have Federal Student Loans, you may know that IBR means Income Based Repayment. You may also have heard of the PAYE Program, which stands for Pay As You Earn. Or, if you have an older Federal Student Loan, you may have heard of ICR which is the abbreviation for Income Contingent Repayment. These…

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DON’T COSIGN ON THAT STUDENT LOAN OR CAR LOAN DEBT!!

If you are a parent and your child is going off to college, you will want to help your student through these formative years. However, resist the urge to co-sign on you child’s student loans. Here is the reason- 5 or 10 years from now, when you child is between jobs and cannot make the…

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Are my Student Loans Federal or private?

This is a very important question if you have Student Loans that you still owe.  It may have been a long time since you took out the Student Loans or the name of the company to whom you are writing the check may have changed. But, this is a very important question to ask.  The…

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A story about Citizenship for July 4th

A few weeks ago I helped CASA of Maryland with people who wanted to file Application for citizenship. I very much enjoy assisting these people. Each person had lived in America for many years. But, until now none of them obtained US nationality. Helping immigrants obtain citizenship interests me a lot because I remember that…

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Five things you can do to help speed up your Social Security Disability claim

As an attorney who handles Social Security Disability cases, I know how slow the Social Security Administration is in ruling on Disability claims. Now, a recent article in the Baltimore Sun dated June 3, 2014, “Area SSA disability backlog is growing” by John Fritze, says that the delay for a hearing in front of a Baltimore…

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Don’t Drive with Headphones in Maryland!!

As an attorney who represents defendants in serious traffic violations, I know that it is against the law to wear earphones in both ears while driving. Yet, I see people driving every day wearing these or headsets in both ears.  Do they know the law? Probably not. Under Section 21-1120 of the Transportation Article of…

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